- Many credit cards don’t charge anything extra to add an authorized user, but some do.
- The Platinum Card® from American Express charges $175 per year for up to three authorized users, while the Chase Sapphire Reserve charges $75 per authorized user.
- Even though additional fees don’t sound great, authorized users can get a bunch of benefits like airport lounge access some credit cards.
- Make sure you consider whether it would make more sense to apply for the card outright instead. You’ll get more benefits this way, but if you’re building credit, you may not be able to be approved for read more >>>