- If you would not be able to reach your goals or be financially stable if you lost your income tomorrow, then it’s worth thinking about what kind of disability insurance coverage is right for you.
- In general, you want your disability insurance benefit to cover your expenses. In some cases, you might want the benefit to be large enough to provide money to put into savings as well.
- There’s not a single, objectively right answer for how much insurance you need (or how little insurance you can get away with). A lot of the conversation comes down to your preferences, risk read more >>>