- I borrowed $81,000 in student loans and paid them off at age 31, and I didn’t start saving for retirement until they were gone.
- Now, I regret waiting: Starting to save for retirement at age 31 meant I lost out on time and compound interest.
- I didn’t build the habit of saving, and now that I’m starting from zero in my 30s, I get anxious feeling behind where I should be.
- Need help balancing your financial goals? SmartAsset’s free tool can find a financial planner near you »
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