Figure Technology Solutions reached $2.5 billion in consumer loan marketplace volume in the third quarter of 2025 — a 70% year-over-year increase, the company reported Thursday in its first earnings release since going public.

Most of Figure’s volume continues to come from home equity lines of credit (HELOCs). New product categories — including crypto-backed loans, small and medium business loans, debt-service-coverage ratio (DSCR) loans, HELOCs for seniors and interest-only mortgages — contributed $80 million during the quarter.

The company also nearly tripled the volume for its first-lien HELOC compared to a year earlier.

CEO Michael details ⇒

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