In 2020, housing was an economic bright spot for a nation shuttered inside. Globally speaking, things look much different roughly a year later –  jobs are returning by the millions, a series of viable vaccines are being deployed across America, stimulus checks have hit bank accounts and mortgage rates are ascending rapidly from nearly a year of historic lows.

In December, when rates were still at record lows and the vaccines had not been widely distributed, the Mortgage Bankers Association projected 30-yr mortgage rates at 3.2% in 2021, 3.6% in 2022 and 4.1% in details ⇒

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