We have recently seen a major shift in the focus of Fannie Mae, Freddie Mac and their regulator, FHFA.  Just a few years ago, we were talking about shrinking the GSEs’ footprint, giving GSE charters to vertically integrated Wall Street banks, and giving these same Wall Street banks access to the GSEs’ Common Securitization Platform, which would have enabled them to dominate mortgage markets.

The focus has now shifted to equitable housing for underserved and minority borrowers, initiatives to improve access to affordable mortgage credit, and equitable lender access to GSE loans. The Community Home Lenders Association (CHLA), which represents small details ⇒

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