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Most lenders offer digital closings, but few have high adoption rates

In its 2025 State of eClose Adoption Report released on Tuesday, Snapdocs revealed that 90% of mortgage lending institutions now offer digital closings to customers.

This year’s figure marked a 22% increase from the prior year. But despite the increase, only 14% of lenders with eClosing technology close more than 80% of their loans digitally — meaning that many lenders have yet to fully realize its benefits.

Snapdocs said that the rise in digital closings is due to the measurable efficiencies and improved experience that digitization delivers. Among lenders that have invested in digital closings, 83% cite improved borrower satisfaction; details ⇒

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