As of April 2025, the typical U.S. homebuyer’s down payment was $62,468, down roughly 1% on a yearly basis and the first annual decline in nearly two years.

That’s according to a new report from Redfin that’s based on an analysis of records across 40 of the most populous U.S. metropolitan areas.

In percentage terms, Redfin reported that the average U.S. homebuyer puts down 15% of the purchase price, essentially unchanged from 15.1% a year earlier.

The median down payment has hovered around 15% since the COVID-19 pandemic, up from 10% in preceding years. Down payments last declined in the summer details ⇒

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