Mortgage rates have stayed remarkably consistent for much of 2025. With the calendar set to flip to August this week, there’s little to suggest that trend will change.

On Tuesday, HousingWire’s Mortgage Rates Center showed that rates for 30-year conforming loans averaged 6.91%, down 1 basis point from a week ago. Rates for 30-year loans through the Federal Housing Administration (FHA) were unchanged at 6.6%, while rates for 30-year jumbo loans were down 5 bps to 6.53%.

Rates have shown less volatility since April, coinciding with President Donald Trump’s global tariff policies. The 30-year conforming rate has barely deviated details ⇒

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