The number of consumers whose rent payments are reported to credit reporting agencies rose to 13% in 2025, according to TransUnion‘s latest Rent Payment Reporting analysis, released on Wednesday. That number is up from 11% in 2024.

In a press release, the company suggested that this trend may gain momentum after the July 2025 directive from FHFA director Bill Pulte, which ordered Fannie Mae and Freddie Mac to accept VantageScore 4.0 credit scores for mortgage underwriting.

The order also allows for consideration of rent payment history in mortgage applications, which could open the housing market to far details ⇒

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