Following another decline in mortgage rates, mortgage applications increased 0.6% from one week earlier, per data from the Mortgage Bankers Association (MBA)’s weekly mortgage applications survey for the week ending Sept. 19, 2025.

Without adjusting for seasonality, the index increased 0.1% compared with the previous week.

A key driver of applications was the refinance share of mortgage activity, which increased to 60.2% of total applications, up from 59.8% last week. The refinance index increased 1% from the previous week and was 42% higher than the same week one year ago.

“Mortgage rates declined further last week, with the 30-year details ⇒

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