As 2025 winds down and industry experts try to gauge how the 2026 housing market will go, Mat Ishbia, the CEO of United Wholesale Mortgage (UWM), predicts that the housing market is positioned for growth in the new year.

That’s according to Ishbia’s monthly “3 Points” video released on Tuesday. Ishbia’s comments highlighted signs of stronger housing supply, improved affordability and potential new mortgage products for the new year.

Ishbia outlined three key points for the year ahead, starting with his expectation that housing supply growth and sustained demand could drive mortgage originations higher.

“Housing supply is strong, inventory is details ⇒

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