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Wells Fargo’s Q4 2025 earnings miss estimates as mortgage profits decline

Wells Fargo on Wednesday reported fourth-quarter 2025 net income of $5.36 billion, or $1.62 per diluted share, as the bank posted stronger loan growth, solid credit performance and continued expense discipline following the removal of a long-standing Federal Reserve asset cap.

But the numbers still fell short of Wall Street analysts’ expectations of $1.66 per share. As a result, Wells Fargo‘s shares were down 4.8% to $89, according to reporting by Reuters.

The bank’s total revenue was $21.29 billion, but that fell short of analysts’ expectations of $21.64 billion, even as it rose 4% from a year earlier.

“Strong financial performance, details ⇒

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