Mortgage lenders are entering the 2026 spring homebuying season with strengthening business pipelines, fueled by lower mortgage rates, rising refinance incentives and early signs of improving purchase demand.

“We’re off to a great start,” Alex Elezaj, executive vice president and chief strategy officer for United Wholesale Mortgage (UWM) said in an interview with HousingWire. “Spring is traditionally a strong season for homebuying. We expect this year to be no different. Right out of the gate in January and early February, we’re experiencing great volume.”

Elezaj’s comments signal that lower mortgage rates and improving borrower sentiment may be meaningfully details ⇒

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