Policy uncertainty is pushing older Americans to delay retirement, shift to conservative investments and boost their emergency savings, according to a new survey.

The findings published last week by the Center for Retirement Research at Boston College show 21% of respondents who’ve yet to retire are postponing retirement while 33% are moving to safer portfolios.

The survey of 1,443 people ages 45 to 79 with more than $100,000 in investable assets was conducted between July 7 and July 31, 2025, by Greenwald Research in partnership with Jackson National Life Insurance.

Researchers explored how participants perceived risks related to Social Security, details ⇒

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