Every mortgage AI demo this year ends the same way: the loan closes itself. The most valuable AI deployments in mortgage end differently, with the underwriter finishing in a fraction of the time what once took most of the day and still signing their name to the result.

That gap, between what the industry is being sold and what is working in production, is the most important thing for mortgage leaders to understand right now. The useful question isn’t whether AI belongs in this industry. It does. It’s where AI belongs first, and what it must earn before it details ⇒

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