The mortgage market is producing inconsistent credit decisions on borrower profiles that it will encounter with increasing frequency. Borrowers aged 60 to 69 are currently 1.5% more likely to be rejected for a mortgage than younger applicants. Those over 70 face a 2.7% higher denial rate. These numbers don’t reflect elevated credit risk. They reflect a measurement framework designed for a different borrower population and haven’t been updated to account for how wealth is held in retirement.

The numbers behind that population aren’t small. U.S. retirement assets reached $49.1 trillion at the end of 2025. A record details ⇒

BusinessMediaguide.Com portal received this content from this noted web source: HousingWire.Com