Mortgage applications fell last week as borrowing costs increased, with the average rate on a 30-year fixed mortgage reaching its highest level in nearly a year, according to the Mortgage Bankers Association’s (MBA) weekly mortgage applications survey for the week ending July 10, 2026.

Last week’s results included an adjustment for the Fourth of July holiday. On an unadjusted basis, the index increased 8% compared with the previous week.

The refinance index increased 4% from the previous week and was 7% higher than the same week one year ago. The details ⇒

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