Government shutdowns have repeatedly rippled through the real estate industry over the past three decades, delaying loans, snarling flood insurance and rattling buyer confidence.

A federal shutdown is days away as of Friday — threatening paychecks for hundreds of thousands of workers, freezing key reports like monthly jobs data and placing a layer of uncertainty over real estate transactions.

Lawmakers have until Tuesday to pass a temporary funding bill, but talks are stalled. Republicans are pushing a short-term extension with no add-ons, while Democrats want it to include health care provisions such as extended Obamacare subsidies.

Any plan to avert a details ⇒

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