The Trump administration’s overhaul of federal policy is reshaping compliance operations across the housing sphere.

At HousingWire’s 2026 Housing Economic Summit, industry leaders said federal oversight changes — including personnel cuts at the Consumer Financial Protection Bureau (CFPB) — have not simplified the regulatory landscape.

Instead, it has further emphasized the interplay between federal agencies and state legislatures, with implications for housing affordability, artificial intelligence (AI) oversight and long-term housing finance reform.

Courtenay Dunn, senior director of government affairs at Intercontinental Exchange (ICE), said regulatory shifts must be translated into operational reality long before they take effect.

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