With rates too high to make buying a home palatable, or even possible, we have a housing market that has been variously described as frozen or sick. What is certain is that many people are depressed about missing out on the interest rates that existed in 2021, and they fear that rates will never get that low again.

In the movie “The Firm,” Tom Cruise’s character, Mitch McDeere, is in a Grisham-esque world of hurt, threatened by both the mob and the FBI. He comes up with a plan and tells his wife, Abby, that he doesn’t have a way details ⇒

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