Mortgage applications decreased 5.0% from one week earlier, according to data from the Mortgage Bankers Association’s (MBA) weekly mortgage applications survey for the week ending Dec. 19, 2025.

On an unadjusted basis, the index decreased 6% compared with the previous week.

The refinance index decreased 6% from the previous week and was 110% higher than the same week one year ago. The refinance share of mortgage activity increased to 59.1% of total applications from 59.0% the previous week.

The seasonally adjusted purchase index decreased 4% from one week earlier. The unadjusted purchase index decreased 6% compared with the previous week details ⇒

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