Mortgage rates started the year slightly above 7% but are heading into the holiday season near the 6.2% level. Looking ahead to 2026, lenders and industry experts expect some relief, though not a dramatic shift.

On Monday, Mortgage News Daily reported that 30-year conventional fixed rates averaged 6.24%, down 2 basis points (bps) over the past week and 83 bps lower than at the end of 2024.

Meanwhile, HousingWire’s Mortgage Rates Center, which tracks locked loans across all credit profiles, showed that 30-year conventional loan rates averaged 6.37% on Tuesday, up 3 bps from details ⇒

BusinessMediaguide.Com portal received this content from this noted web source: HousingWire.Com