With mortgage rates expected to remain flat for the foreseeable future, lenders of all sizes are looking for creative ways to attract creditworthy borrowers who may not fit into the conventional loan box.

Below are four trends that will enable lenders to expand their reach to new borrowers in 2026:

Non-QM lending goes mainstream

A big story in 2025 was the growth of non-QM loans, but many of the companies offering these products have been small- and medium-sized lenders. Now, some of the largest players in the industry are ready to play a bigger role in serving borrowers who details ⇒

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