The trigger leads bill, which failed to pass the House of Representatives in late December 2024 despite Senate approval, was re-introduced to the 119th Congress Thursday morning.

Simultaneously, a slew of mortgage brokers associated with the Brokers Action Coalition (BAC) sealed the end of BAC’s three-day Advocacy In Action conference by heading to Capitol Hill to fight for the trigger leads legislation.

The bill, known as the Homebuyers Privacy Protection Act (S. 3502), addresses when consumer information is sold by credit bureaus when a credit score is pulled for a mortgage application. While trigger leads are legal, they often details ⇒

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