Mortgage rates hit the 2025 low of 6.13% again on Tuesday, according to Mortgage News Daily. Housing market activity has been stronger in the latter half of 2025, buoyed by mortgage rates that are trending closer to 6%.

HousingWire’s Mortgage Rates Center, which tracks locked loans, shows that rates for 30-year conforming loans averaged 6.29% on Tuesday, the lowest figure since September 2024. Rates for Federal Housing Administration (FHA) loans also reached a 2025 low point of 6.13% this week, as did rates for 30-year jumbo loans (6.18%).

Samir Dedhia, CEO of One Real Mortgage, said in written commentary details ⇒

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