A report released Monday by Capital Group found large disparities between various generations of entrepreneurs and the retirement options available to them.

The Small Business America report — based on an April 2025 survey of 1,000 small-business owners regarding their outlook and readiness to offer retirement benefits — found that overall business optimism is high among 71% of respondents. Yet their readiness to offer retirement plans varies by generation.

“Hearing directly from small business owners of all ages and understanding their challenges is critical for us to deliver on our commitment to savers across America,” Renee Grimm, senior vice president details ⇒

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