Mortgage quality control defects declined sharply in the fourth quarter of 2025, even as lenders continued to grapple with a rise in eligibility-related issues tied to affordability pressures and increased refinance activity, according to a new report released Wednesday by ACES Quality Management.

In its quarterly Mortgage QC Industry Trends Report, the company found that the overall critical defect rate fell to 1.38% of all loans in the fourth quarter, down from 1.79% in the third quarter of 2025. The decline marked the first quarterly improvement after three straight quarters of rising defect rates.

For 2025 as a whole, details ⇒

BusinessMediaguide.Com portal received this content from this noted web source: HousingWire.Com