Despite widespread confidence in employer-provided financial advisors and steady optimism about retiring on time, many Americans remain uncertain about whether they will be financially prepared for retirement.

New surveys from NFP and Thrivent suggest rising living costs, economic uncertainty and concerns about artificial intelligence (AI) are making it harder for workers to turn retirement goals into reality.

While many employees value professional financial guidance, the findings show that financial pressures and low engagement with available resources continue to slow retirement progress.

NFP’s 2026 U.S. Retirement Trend Report found that 89% of employees trust employer-provided financial advisors, yet 69% are details ⇒

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