Mortgage rates continued to move higher in the past week as geopolitical turmoil caused the 10-year Treasury yield to soar, although mortgage spreads remain well below their levels of 2024 and 2025.

At HousingWire‘s Mortgage Rates Center, rates for 30-year conforming loans were at 6.77%, their highest point of the year. Rates for 30-year loans through the Federal Housing Administration (FHA) averaged 6.33% and rates for 30-year jumbo loans averaged 6.89%. HousingWire Data is benchmarked across a base of retail lenders using a standardized borrower scenario with a 75% loan-to-value ratio and a 780 FICO score.

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