Down Payment Resource (DPR) on Monday released its Q4 2025 Homeownership Program Index (HPI) report, identifying 2,619 down payment assistance (DPA) programs available nationwide. The count is five fewer compared to the third quarter but represents a 6% increase from Q4 2024, when 2,466 programs were available.

The year-over-year growth reflects continued expansion and refinement of DPA program options amid persistent housing affordability challenges across much of the country.

Down payment assistance programs continue to play a role in expanding access to homeownership, offering an average benefit of about $18,000. DPR said that the level of assistance reduces a homebuyer’s details ⇒

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