As the Trump administration aligns government policies with its priorities on broader issues, the Federal Housing Administration (FHA) on Wednesday published new guidance that directs all FHA loan programs to implement a U.S. citizenship or permanent residency requirement.

The guidance in two documents — ML 2025-09 and TI Letter 490 — applies to Title I Property Improvement and Manufactured Home Loan programs, as well as all Title II loan programs and Home Equity Conversion Mortgages (HECMs), which are FHA-backed reverse mortgages. The guidance can be details ⇒

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