Finance of America Companies Inc. (FOA) reported $110 million in net income from continuing operations in 2025, a 175% increase from the prior year, as the reverse mortgage and home equity lender benefited from higher funded loan volume and improved operating leverage.

The company posted basic earnings per share of $5.04 for the year, while adjusted net income rose to $74 million, or $3.04 per share, up 429% ($60 million) from 2024 and above the company’s guidance range.

The gains were driven by stronger origination activity, better margins and increased capital markets activity, FOA said in its earnings release.

Adjusted EBITDA details ⇒

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