Over the next two decades, housing finance experts predict Hispanic homeowners will make up 70% of all new homeowners.

That figure explains at least some of the palpable optimism among attendees of the policy summit the National Association of Hispanic Real Estate Professionals hosted this week in Washington, D.C. Gary Acosta, the trade association’s CEO, however, isn’t taking those projected gains as a given.

Latino borrowers lag non-Hispanic white borrowers in terms of homeownership, and they are underrepresented in conventional mortgage originations and refinances.

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