President Donald Trump highlighted taxes, inflation and trade in his State of the Union address on Tuesday evening, but he made only a passing reference to housing, leaving affordability largely unaddressed to the chagrin of housing professionals.

Housing professionals had expected a larger discussion on mortgage rates, homeownership initiatives and the policies introduced since Trump began his second term in January 2025. Many housing executives praised the administration’s focus on affordability in the address, but others emphasized the need for stronger action to increase housing supply and protect consumers.

During Trump’s 107-minute address, he mentioned mortgage rates once. He details ⇒

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