Slip out the back, Jack!
Make a new plan, Stan. 
You don’t need to be coy, Roy. 
Just get yourself free.

As Paul Simon sang in the song “50 Ways to Leave Your Lover,” just change the word “Lover” to “50-Year Mortgage,” and you have some really good advice. Being free of too much debt is key.

The 50-year mortgage, in my opinion, is a gimmick that, if put into place, would hurt the consumer and possibly the economy on a long-term basis.

The danger, of course, is that when debt feels cheap and the horizon looks endless, people convince themselves the rules don’t apply to details ⇒

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