There may be a cancer eating away at your life insurance policy – causing it to die before you do! If you have a “universal life” policy – one with flexible premiums and/or investment choices within the policy, the insurance industry is taking a bigger bite out of the cash build-up that was forecast to keep your policy intact until your death.

In the 1980s, when interest rates soared, the traditional whole life policy with its low interest rates looked like a bad deal. So the life industry created Flexible Premium Adjustable Life (commonly referred to as “Universal Life”). An read more >>>

Source : HuffingtonPost.Com