Mortgage applications increased 3.6% from one week earlier, according to data from the Mortgage Bankers Association (MBA)’s weekly mortgage applications survey for the week ending August 7, 2026.

On an unadjusted basis, the index increased 3% compared with the previous week.

The refinance index increased 5% from the previous week, but was 22% lower than the same week one year ago. The refinance share of mortgage activity increased to 40.7% of total applications from 39.9% last week.

The seasonally adjusted purchase index increased 3% from one week earlier. The details ⇒

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