Spring officially arrives next week and the 2025 housing market could heat up too, if the recent declines in mortgage rates are any indication.

Data at HousingWire’s Mortgage Rates Center on Tuesday shows that 30-year conforming rates are averaging 6.79%, down 10 basis points (bps) from a week ago. And the 15-year conforming rate has shed an astonishing 22 bps in the past week to average 6.46% on Tuesday.

Rates peaked in the latter half of January after President Donald Trump returned to the White House. They’ve consistently moved lower since then, even as widespread tariff proposals and details ⇒

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