Mortgage applications rebounded from last week’s low and increased 3.1% from one week earlier, driven by the third straight weekly decline in mortgage rates.

That’s according to data from the Mortgage Bankers Association’s (MBA) weekly mortgage applications survey for the week ending Aug. 1, 2025. On an unadjusted basis, the index increased 3% compared to last week.

The refinance index increased 5% from the previous week and was 18% higher than the same week one year ago. The refinance share of mortgage activity increased to 41.5% of total applications from 40.7% last week.

“Refinance applications increased to their strongest pace in details ⇒

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