For nearly five years, former U.S. Marine Samuel Royer has spearheaded efforts to pass the HELPER Act, a bipartisan bill designed to make homeownership more accessible for America’s civil servants — including teachers, first responders, EMTs and law enforcement officers.

The act would provide affordable mortgage opportunities without requiring a down payment or monthly mortgage insurance. This mirrors the benefits offered to military veterans through VA home loans.

“This bill is about honoring the people who serve our communities every single day,” Royer said in an interview with HousingWire. “Teachers shape our future, police officers keep us safe, details ⇒

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