Mortgage applications increased 14.1% from one week earlier, according to data from the Mortgage Bankers Association’s (MBA) weekly mortgage applications survey for the week ending January 16, 2026.

On an unadjusted basis, the index increased 17% compared with the previous week.

Refinance activity continued to be elevated, with the refinance index increasing 20% from the previous week and being 183% higher than the same week one year ago. The refinance share of mortgage activity inched higher to 61.9% of total applications from 60.2% the week prior.

The seasonally adjusted purchase index increased 5% from one week earlier. The unadjusted details ⇒

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