As Social Security benefits face an increasingly uncertain future and living expenses for seniors continue to rise, a larger share of American workers and employers believe that “retirement confidence is fragile and divided.”

That’s the key takeaway from the 10th annual iteration of BlackRock’s Read on Retirement survey, released last week. BlackRock — the world’s largest asset manager — surveyed 1,300 employees with workplace retirement plans, along with 300 retirees and 459 plan sponsors to compile the report. Component surveys were conducted by Escalent from Feb. 2 to May 19, 2025.

The employees questioned for the survey details ⇒

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