Loan officer mobility is continuing to decline even as the overall pool of active producers rebounds from recent low points. This appears to signal a shift in how originators are weighing risk, compensation and opportunity, according to a recent mortgage market intelligence report from RETR.

Loan officer movement has long served as a proxy for confidence in the industry. When originators believe they can grow their business, they’re more likely to switch platforms or pursue better economics. But data from RETR suggests that the dynamic is cooling.

In 2023, out of 234,419 producing loan officers, 56,297 switched companies, a details ⇒

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