This week, the Community Home Lenders of America (CHLA) released our latest annual CHLA Report on Independent Mortgage Banks (IMB). As the only national trade group that exclusively represents IMBs, we are taking this opportunity to explain what IMBs are, the role they play in mortgage markets, the issues that are critical to them, and what CHLA recommends regarding those issues.
Why should policy makers in Washington care about this? Because, as our report highlights, IMBs currently originate over 83% of all mortgage loans. And statistics and independent analyses consistently show that IMBs out-perform banks in making details ⇒
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