I’d like to tell you about someone who did everything right.

She built a wedding photography business from the ground up. What started as a side hustle became a full-time operation, then a team, then something that could support not just her, but her entire family. Her income wasn’t inconsistent, but it was complex, with seasonal flow creating a strong, upward trend. She paid her bills. She saved. She reinvested in her company the way her financial advisor recommended.

On paper, she was exactly the kind of person the mortgage industry says we want to serve: responsible, capable and financially disciplined. details ⇒

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