Mortgage delinquencies are keeping a steady pace. In March 2025, the share of mortgages in some stage of delinquency (30 or more days past due, including foreclosures) remained at 2.8%, the same rate as a year ago.

That’s according to Cotality‘s newest Loan Performance Indicators released on Thursday.

Cotality reported that the overall U.S. delinquency rate dropped to its lowest level since August 2024, but serious delinquency rates (loans at least 90 days overdue) increased on an annual basis.

“Mortgage delinquency rates held steady at a low level in the first quarter of 2025. Roughly 40% of metropolitan areas showed details ⇒

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