For years, the housing industry anticipated that the aging demographic would steadily release inventory into the resale market. Instead, many older homeowners are remaining in place longer than expected — and the reasons go far beyond sentiment.

As someone who began my career building a mortgage lending company — followed by real estate, escrow and transaction coordination firms operating within a coordinated ecosystem — I have seen firsthand how liquidity moves through the housing system. Today, I see a structural slowdown in one of the largest equity-holding segments of the market: older homeowners navigating complex life transitions.

This is not details ⇒

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