Mortgage lenders don’t have the luxury of waiting for AI regulations to settle. While states and Washington spar over who sets the rules, lenders remain fully accountable for how artificial intelligence is used in underwriting, servicing, marketing and fraud detection. The question is no longer if AI will be regulated; it’s whether lenders are ready when scrutiny lands.
Here are three moves lenders should take now to protect themselves, scale responsibly and avoid becoming test cases for regulators.
1. Build real AI governance, not just a policy document
AI risk management cannot live in a slide deck. Lenders need a formal details ⇒
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