As financial anxiety climbs and Americans accumulate record amounts of home equity, estate planning is becoming a larger part of retirement and housing conversations, with reverse mortgages among the tools that senior homeowners can use to access the wealth tied up in their homes.

Cody Barbo, co-founder and CEO of Trust & Will, said the company’s 2026 Financial Advisor Report found that 54% of Americans are experiencing the highest financial anxiety they’ve ever had, even as many older homeowners have seen their homes appreciate dramatically over decades.

That combination is prompting more consumers to consider both estate planning and details ⇒

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